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Giving Home > Giving News > Finance News > Mortgage Rates Decline

Mortgage Rates Decline

Published April 10, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, April 9. The survey showed mortgage rates decreasing after four straight weeks of increases.

This week, the 30-year fixed rate mortgage averaged 6.37%, down from last week’s average of 6.46%. Last year at this time, the 30-year fixed rate mortgage averaged 6.62%.

The 15-year fixed rate mortgage averaged 5.74% this week, down from last week’s 5.77%. During the same week last year, the 15-year fixed rate mortgage averaged 5.82%.

"Mortgage rates ticked down this week, averaging 6.37%," said chief economist at Freddie Mac, Sam Khater. “The decrease in rates represents a positive development for prospective homebuyers and could spark a more favorable spring homebuying season than last year.”

Based on published national averages, the savings rate was 0.39% as of 3/16. The one-year CD averaged 1.52%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.